Unsecured closed-end personal loan

| October 12, 2019

Categorize the following consumer loan products by their product life cycle stage: introductory, growth, maturity, or decline. Explain your choices. Loan Product Product Life Cycle Stage Unsecured closed-end personal loan Decline- The percentage based on prior years is declining. Education loan ____________________ Prime plus 2%, 75% LTV home equity loan ____________________ Prime plus 0%, 90% LTV home equity line of credit_______________ High fixed rate, with annual fee credit card ____________________ Subprime home equity loans ____________________ Direct automobile loans ____________________ Interest-only credit card ____________________ Indirect lending ____________________ Home improvement loans ____________________

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