RM Module 05 Project – Bank Lending Practices Bank of America

| March 31, 2017

2 pages/ APA format

For this phase of the course project, you will conduct additional research for the bank you chose as the subject of your project. Write the next section of your risk management plan in which you discuss individual versus commercial lending practices, risk measurement techniques, and benefits of transfer credit risk.

In this paper, please address the following questions:

How would you describe the individual and commercial lending practices at the bank?
How would you measure credit risk at the bank? Be sure to discuss techniques for measuring individual credit products and commercial credit products.
How would the bank benefit from transfer of credit risk?
What changes would you recommend in the bank’s lending practices?

Requirements

Review the APA Citation Online Guide for assistance with citing sources using APA format.

Because this is part of a project, this section of the paper does not need an introduction.
Because your paper is required to be more than one page in length, you should use subject headings to label your paper as appropriate.
Keep in mind that this is a research paper; and, as such, should be informed by your research articles.
Be sure to include APA citations to support your assertions and to inform your paper.
You will need to include a reference page with this section of the paper.
Be sure to proofread your paper to ensure that is free from all grammar and spelling errors.

Submit your completed assignment to the drop box below. Please check the Course Calendar for specific due dates.

Save your assignment as a Microsoft Word document. (Mac users, please remember to append the “.docx” extension to the filename.) The name of the file should be your first initial and last name, followed by an underscore and the name of the assignment, and an underscore and the date. An example is shown below:

Jstudent_exampleproblem_101504

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