During March 2015, Patricia took an $82,000 distribution from her 401(k) plan.

| March 29, 2017

Question
During March 2015, Patricia took an $82,000 distribution from her 401(k) plan. Patricia received only $65,600 because the 401(k) plan administrators withheld $16,400 federal income tax from the distribution. Forty-five days after the distribution, Patricia deposited $58,000 in a rollover IRA, keeping $7,600 of the $65,600 received in order to remodel her kitchen.

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