1. Select ONE article related to one of the topics below: a. personal finance b. retail banking c. Fintech

| February 14, 2018

1. Select ONE article related to one of the topics below:

a. personal finance

b. retail banking

c. Fintech

from a reputable English source (i.e. the Standard, SCMP, CNN.com, Wall Street Journal etc). The

articles maybe from other countries but make sure it can be referred to the situation in Hong

Kong

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